Empowering Your Financial Journey
Your Trusted Financial Partner for New Jersey Transit Employees and Retirees
Dedicated to New Jersey Transit Employees and Retirees
Exclusively serving the financial needs of New Jersey Transit employees and retirees.
Not-for-Profit, Member-Focused
Prioritizing your financial health with a member-owned structure that ensures personalized service and competitive rates.
Comprehensive Financial Services
We offer a wide range of services, including savings accounts, loans, online banking, and more, to meet your financial goals.
Your Trusted Financial Partner
PTFCU is committed to serving New Jersey Transit employees and retirees with personalized financial services designed to meet your unique needs. As a member-owned, not-for-profit institution, we prioritize your financial well-being above all else. Experience the difference between a financial partner who puts you first. From savings accounts to loans, our wide range of services helps you achieve your goals with ease. Join PTFCU and enjoy exceptional service that sets us apart.
Committed to Your Financial Success
At PTFCU, we are focused on delivering top-quality financial services within a secure and transparent environment. Your financial well-being is our foremost priority, and we are committed to supporting your goals with integrity. Our comprehensive services are designed to help you achieve long-term financial stability. Join us as we build lasting relationships and work together toward your financial prosperity. Trust PTFCU to be the partner you can rely on for financial success.
Exclusive Perks Just for You
Enjoy exclusive financial products and competitive rates as a PTFCU member. Benefit from federally insured savings and personalized service. As a member-owner, you contribute to the growth and success of the credit union. Reap the rewards of membership with lower fees and better rates. Our members are our top priority, and we are committed to meeting your financial needs. Take advantage of our wide range of services designed for you. Experience the many benefits of being a PTFCU member.
Become a Member and Thrive
Experience the advantages of being a part-owner of PTFCU. Join our community and take control of your financial future. Becoming a member is easy and comes with a host of benefits. Start your journey with us today and thrive financially. Our team is here to assist you with the membership process. Enjoy the personalized service and support that PTFCU offers. Join PTFCU and make your financial goals a reality.
Simple Steps to Join
Membership is open to New Jersey Transit employees and retirees. Complete a membership application and open a Share (Savings) Account. It's a straightforward process, designed to get you started quickly. Once you meet the eligibility requirements, you become part of the PTFCU family. Enjoy access to all our financial services and benefits. Our team is here to help you every step of the way. Join us and experience the ease of becoming a PTFCU member.
Hear from Our Satisfied Clients
Convenient Banking Anytime, Anywhere
Enjoy the freedom of managing your finances anytime, anywhere, with PTFCU’s secure and user-friendly online banking services. Access your accounts, pay bills, transfer funds, and monitor your money effortlessly from any device. Stay connected to your finances 24/7, and experience the convenience of banking on your terms. With PTFCU, managing your money has never been easier or more flexible.
Savings Accounts for Competitive Growth
Open a PTFCU Share Savings Account and start building your financial future with confidence. Your funds are secure and federally insured by the NCUA, giving you peace of mind. Benefit from competitive interest rates and make your money work harder for you. As the cornerstone of your PTFCU membership, our Share Savings Account is designed to help you achieve your financial goals. Let us support your journey toward financial security.
Tailored Savings for Your Needs
Choose from various special savings accounts to meet your financial goals. Save for holidays, emergencies, or specific projects. Our special savings accounts offer flexibility and competitive rates. Tailor your savings strategy to fit your unique needs. Enjoy the benefits of having dedicated savings accounts for different purposes. PTFCU is here to support your financial goals with customized savings options. Start saving with a purpose today.
Access Your Money Anytime
Gain instant access to your funds with a PTFCU ATM card. Enjoy the convenience of using your card at ATMs nationwide without hassle. Our ATM services offer flexibility and freedom, allowing you to withdraw cash and check your account balance whenever you need. PTFCU makes accessing your money simple and seamless, so you can manage your finances on your terms.
Boost Your Funds Automatically
Save automatically with our payroll deduction service. It's a simple and effective way to grow your savings. Set up payroll deduction and watch your savings grow effortlessly. Enjoy the convenience of automated savings without any extra effort. Our payroll deduction service ensures consistent savings. Take advantage of this easy and reliable way to save. PTFCU makes saving for your future hassle-free.
Invest in Your Tomorrow
Secure your financial future with our CD and IRA accounts. Enjoy competitive interest rates and peace of mind. Our CD accounts offer fixed-term savings with higher returns. IRA accounts provide tax-advantaged retirement savings. Choose the investment option that suits your financial goals. Our team is here to guide you through your investment journey. Invest in your tomorrow with PTFCU’s CD and IRA accounts.
Holiday Savings Made Easy
Plan ahead for the holidays with our Christmas Club Savings Account. Start saving today and enjoy a stress-free holiday season. Our Christmas Club account helps you budget for holiday expenses. Save a little each month and have funds ready for the holidays. Enjoy the peace of mind that comes with planned holiday savings. PTFCU makes holiday savings easy and convenient. Open a Christmas Club Savings Account and celebrate the holidays worry-free.
Flexible Car Loans for Your Next Vehicle
Get behind the wheel of your dream car with PTFCU’s flexible auto loans. Whether you're buying new or used, we offer competitive rates and terms that fit your budget. Our car loans are designed to get you on the road quickly and with confidence. Let PTFCU’s personalized loan solutions and expert guidance make your car-buying experience smooth and stress-free.
Loans Backed by Your Savings
Use your savings as collateral for a secured loan. Enjoy lower interest rates and flexible repayment options. Secured loans are a great way to borrow responsibly. Benefit from the security and peace of mind that comes with a secured loan. PTFCU offers personalized loan solutions to meet your needs. Our team is here to guide you through the loan process. Get the funds you need with a PTFCU-secured loan.
Get the Funds You Need
No collateral? No problem! Our unsecured loans provide you with the funds you need without requiring collateral. Enjoy flexible terms and competitive interest rates. PTFCU offers unsecured loans for various purposes. Whether you need funds for an emergency or a specific project, we have you covered. Our team is here to help you find the best loan solution. Apply for an unsecured loan and get the funds you need today.
Simplify Your Finances
Simplify your finances by consolidating your debts into one manageable payment with PTFCU’s debt consolidation loans. Benefit from competitive rates and flexible terms designed to reduce stress and help you take control of your finances. Enjoy the convenience of a single monthly payment, and let our expert team guide you through the process. Achieve financial clarity and peace of mind with PTFCU.
Get Documents Notarized with Convenience
Easily get your important documents notarized with PTFCU’s professional and reliable notary services. Our certified team is here to ensure that your notarization needs are met with accuracy and convenience. Trust PTFCU to handle all your notary requirements right here at your credit union. Visit us and experience the ease and assurance of certified notary services done right.
Frequently Asked Questions
Need more information? We've provided answers to common inquiries below.
Apply Now!
LOAN APPLICATION
Apply for a loan today and take the next step toward your financial goals!
ATM CARD APPLICATION
Get instant access to your funds—apply for your ATM card today!
safeguard your financial future
Fill out the form below and we will reach out to you as soon as we can.
